Uninsured Or Underinsured Drivers

What happens if you are in a car accident and the at-fault driver is an Uninsured/Underinsured motorist? Who can you hold liable? Your own auto insurance policy has Uninsured/Underinsured motorist coverage. What are your rights?


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Insurance companies often fail to fully inform their policyholders about their rights in an Uninsured/Underinsured motorist accident. At the Lassiter Law Firm, we will answer your questions and protect your rights to Uninsured/Underinsured motorist coverage.

  • In a typical accident, the liability issue is between one driver and another, each covered by a different insurance policy. When the at-fault party is Uninsured or Underinsured, the rules change.
  • Your own car insurance policy becomes, in effect, the insurance company that has liability for the Uninsured/Underinsured motorist’s actions.
  • Your insurance company may not tell you all of your rights under your Uninsured/Underinsured motorist coverage. The more they pay you, the less their profits. Your personal injury lawyer will examine your policy and explain your personal injury protection rights.
  • Insurance companies sell us policies so that we are covered in case of an accident. Our attorneys have the experience to hold your insurance company to their contract with you—even when the other driver is uninsured.

If you have been injured in an accident caused by an uninsured or underinsured driver, if a family member has suffered a wrongful death in a fatal accident, the Lassiter Law Firm is here to help you. We work for our clients—and we work hard. Contact us for a free consultation.

713.512.0104 • 800.419.0104
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The Lassiter Law Firm represents clients in Houston, Texas, and the surrounding area including Pasadena, Galveston, Baytown, San Antonio, Austin, Brownsville, Beaumont, Port Arthur, Harris County, Galveston County, Fort Bend County, Brazoria County and Jefferson County.

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